Your Holiday Season Starts at Members Credit Union!

This season of giving, let your finances shine!

At Members Credit Union, we’re spreading cheer with affordable Holiday Loans designed to help you make the most of your celebrations—without the stress. Whether you’re buying gifts, planning a winter getaway, or catching up on holiday expenses, we’ll help you wrap up the year with extra joy and financial peace of mind.

Choose from two merry options and sleigh your expenses this holiday:

🎁 Holiday Express Loan

Fast approval. Easy application. More holiday magic.
Perfect for members who want quick access to cash for gifts, gatherings, or travel.

  • Borrow Up to $1,000

  • Up to 12 months to repay

  • Rates as low as 6.99% APR

  • Simple approval for members in good standing

  • Example Payment: $86.61/month for 12 months at 6.99% APR

Get your holiday shopping done early—without touching your savings!

🎄 Holiday Dream Loan

Bigger plans? Bigger joy. Same trusted service. Ideal for members who want higher borrowing power for bigger holiday dreams.

  • Borrow Up to $5,000

  • Up to 36 months to repay

  • Rates as low as 7.99% APR

  • Flexible terms and competitive rates

  • Open to current and new members

Enjoy the Holiday season your way—with low rates, flexible financing, and a local credit union that puts you first.

Eligibility for Holiday Loans

To qualify for any Members Credit Union Holiday Loan, you must:

  • Be a current MCU member for at least 3 months or a new applicant who qualifies for membership

  • Have no negative balances or delinquencies on any MCU account, including Visa, in the past 6 months

  • Provide proof of income (paystub, direct deposit, or similar documentation)

Why Choose MCU for Your Holiday Loan?

  • Fast approval and easy application process

  • Affordable rates for every credit tier

  • Flexible terms to fit your budget

  • Safe and trusted financial cooperative serving our community

Don’t wait—holiday cheer starts here. Visit us at 612 Bedford St, Stamford, or apply online today!

*APR= Annual Percentage Rate. The loan rate may vary depending on each individual’s creditworthiness. A credit check is required. Membership Eligibility Required. The $5,000 loan follows our standard approval process. The $1,000 short-term loan follows a light underwriting approval process. Must be a member for at least three months with no negative accounts or delinquent loans in the last six months with MCU. Must have existing income. Offer expires on December 31, 2025. Terms and conditions apply. See the credit union for details. Federally insured by NCUA.

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