Your Holiday Season Starts at Members Credit Union!

This season of giving, let your finances shine!

At Members Credit Union, we’re spreading cheer with affordable Holiday Loans designed to help you make the most of your celebrations—without the stress. Whether you’re buying gifts, planning a winter getaway, or catching up on holiday expenses, we’ll help you wrap up the year with extra joy and financial peace of mind.

Choose from two merry options and sleigh your expenses this holiday:

🎁 Holiday Express Loan

Fast approval. Easy application. More holiday magic.
Perfect for members who want quick access to cash for gifts, gatherings, or travel.

  • Borrow Up to $1,000

  • Up to 12 months to repay

  • Rates as low as 6.99% APR*

  • Simple approval for members in good standing

  • Example Payment: $86.61/month for 12 months at 6.99% APR*

Eligibility Requirements:

  • Be a member for at least 3 months

  • No negative balances or delinquencies (including Visa) in the past 6 months with MCU

  • A credit check is required (this only determines your rate tier—it won’t affect approval)

  • Income is required

Get your holiday shopping done early—without touching your savings!

🎄 Holiday Dream Loan

Bigger plans? Bigger joy. Same trusted service. Ideal for members who want higher borrowing power for bigger holiday dreams.

  • Borrow Up to $5,000

  • Up to 36 months to repay

  • Rates as low as 7.99% APR*

  • Flexible terms and competitive rates

  • Open to current and new members

  • Example Payment: $156.65/month for 36 months at 7.99% APR*

Enjoy the Holiday season your way—with low rates, flexible financing, and a local credit union that puts you first.

Eligibility Requirements:

  • Must be a current member or a new applicant who qualifies for Members Credit Union membership

  • No negative balances or delinquencies (including Visa) in the past 6 months with MCU

Why Choose MCU for Your Holiday Loan?

  • Fast approval and easy application process

  • Affordable rates for every credit tier

  • Flexible terms to fit your budget

  • Safe and trusted financial cooperative serving our community

Don’t wait—holiday cheer starts here! Text us at (203) 622-6050 or apply online today to get started. Prefer to stop by? We’re at 612 Bedford St, Stamford, CT.

*APR=Annual Percentage Rate. Loan rates may vary based on individual creditworthiness. The Holiday Express Loan follows an easier approval process; however, existing members must have at least three months of membership and have no negative accounts or delinquent loans with MCU over the past six months. Income required. The Holiday Dream Loan follows the standard underwriting process and is subject to credit approval. Loans are available to both existing and new members, subject to membership eligibility requirements. Terms and conditions apply. Offer expires December 31, 2025. See the credit union for details. Equal Opportunity Lender. Federally insured by NCUA.

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