Fee Schedule
New fees effective November 1, 2020 - Quick Pay Fee: 2.5% of the loan payment amount - Debit Card Advance Fee - 2.5% of the loan payment amount
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Savings Account Fees
Excessive Withdrawal Fee (Money Market) $10.00 Inactive Account Fee
(monthly fee after 12 months of no activity if no other services used)$10.00 Holiday Club early withdrawal fee $10.00 Teller Check Fee (3 per mo. Free) $10.00 Monthly Account Fee (effective May 1, 2013)
(waived if member chooses Online Statement)$2.00 Online Statement Free Close Account Within 180 Days of Opening $5.00 Reopen Account Within 180 Days of Closing $10.00 -
Share Draft Account Fees
* NSF, Courtesy Pay and transfer fees may result from checks, ATMs or ACHNSF Fee* $32.00 Courtesy Pay Fee* $32.00 Overdraft Transfer Fee* $10.00 Copy of a Share Draft Fee* $ 10.00 Copy of Share Draft from MCU @ Home Free Stop Payment Request $15.00 If draft presented for payment- additional stop pay fee $10.00 One time ACH Stop pay fee $25.00 ACH Origination Fee (free if for MCU loan payment) $10.00 -
Other Account Fees
(applicable to all accounts)
Account Balancing $25.00 per ½ hr. Account Research Fee $25.00 per ½ hr. Statement Copy Fee $ 5.00 Deposited Item Return Fee $ 25.00 Outgoing Wire Transfer Fees International $32.50 Domestic $22.50 Incoming Wire Fees $10.00 Account Levy or Garnishment $50.00 Credit Union Teller Checks 3 free per mo. / then $10 per check Replacement VISA® or Debit Card 1st in 2 year period $10.00 2nd in 2 year period $20.00 3rd in 2 year period $30.00 4th in 2 year period $50.00 after 4 privilege is revoked for 6 months Return Mail Fee $5.00 ACH Transaction Fees ACH Stop Payment Request $25.00 NFS Fee $32.00 Courtesy Pay Fee $32.00 Overdraft Transfer Fee $10.00 ACH Origination Fee (Outgoing ACH Setup to Another Institution) $10.00 -
ATM / Debit Card Fees
All Point of Sale Transactions are free
ATM withdrawals at MCU Branch Locations are FREEShare draft balance: < $1000.00 4 free ATM transactions per month
then $1 per ATM transaction at foreign ATM locations.> $1000.00 Free Initial Debit Card Free Replacement Debit Card (first time in 2 year period) $ 10.00 -
Miscellanous Fees
Check Cashing if balance less than $100 1% of amount cashed Gift Card $3.95 CUMoney or Travel Card $4.95 Over the counter funds advance $2.00 Copies per page (deposited check copies free) $0.25 Faxes Greenwich-Stamford up to 5 pages $1.00 Additional per page $0.25 Out of area up to 5 pages $3.00 Additional per page $0.25 Mortgage Verification and Confirmation Letters $10.00 Verifications for State Benefits Free