Member Insurance

TruStage Auto & Homeowners Insurance Program

You trust MCU to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you TruStage Auto & Homeowners Insurance Program.

  • The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.

  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.

  • Receive fast, easy access to claims service 24 hours a day.

  • Obtain a free, no-obligation quote Click here to start saving!

The TruStage Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Credit Life and Disability Insurance

According to the Social Security Fact sheet of June 2013, 1-4 20 year olds in the US today will be disabled before the age of 67.  You can have the peace of mind when you borrow with MCU that you and your loved ones will be protected from your MCU loan payments in the event of your long term injury or death.

Guaranteed Asset Protection Insurance (GAP)

Newly purchased vehicles depreciate rapidly the moment they’re driven off the dealer’s lot; unfortunately, your loan balance doesn't diminish as quickly. Guaranteed Asset Protection helps provide financial security if your vehicle is stolen or damaged beyond repair by cancelling the difference between the auto insurance settlement and the remaining loan balance and giving you $1,000 to shop for your replacement vehicle. As an added benefit, if you have an accident that does not total your car, GAP will pay your deductible up to $500 on any vehicle titled to you. Our GAP insurance is priced hundreds of dollars below dealer cost.  

Mechanical Breakdown Insurance

Repairs are costly and often unanticipated. Protect your vehicle and your budget with Route 66 Mechanical Breakdown Insurance today and save over the cost of the dealer's warranty. Call us for information with your vehicle id, make and model. Route 66 has a complete line of coverage designed to keep your vehicle on the road and our loan officers can help you choose the one that’s right for you.