MasterMoney™ Debit Card


The MasterMoney™ Debit Card is an ATM card and a check all in one!

Whether you're going shopping, buying groceries, purchasing gas, purchasing tickets, or dining out the MasterMoney™ Debit Card is a convenient way to pay for purchases from your checking account.

It's accepted by any merchant who accepts Mastercard.

You have unlimited free usage of MCU ATM machines located in the atrium at our Cos Cob office building. If you use a foreign ATM your transaction will be free any day that your checking balance is over $1,000.00. If your balance is under $1,000 you will pay MCU a $1 fee. Debit transactions are always free - use your card to pay for groceries, request cash back, and pay no fee.

Please note that your MasterMoney Debit Card is a benefit of membership.If you are more than 30 days delinquent on any loan that you hold with Members Credit Union. When the loan is brought current your card is reactivated.

For a complete list of surcharge free ATM machines, click here.


Fraudulent Activity on Your Card

In order to improve the security of your card we have implemented an enhanced fraud protection program. If there is suspected fraud on your card you will receive an automated call from "Members Credit Union" wanting to confirm 1) information that we keep on file to identify that you are the owner of the card and 2) suspicious transactions on your account. It will NOT ask for your account number. Please note that it will not ask for your account number or full social security number and it will not be our local number that you are familiar with. It is safe for you to respond to this call, but if you are concerned please call the office immediately during business office hours. If you confirm fraudulent transactions your card will be deactivated. Please call Kelly to reissue a new card.


If Your Debit Card is Lost or Stolen

If you lose your debit card at night or on the weekend, please call 800-554-8969. If you lose your card during business hours, please call the number above or the credit union office at 203-622-6050.


Debit Card Restricted Locations

We have no restrictions on your card in the US. It is not necessary to call us before you travel within the US. If you are traveling abroad, please give us a call in advance.

Please note that because of high volumes of fraudulent activity in the following countries, you will not be able to use your card via internet in the following: Luxembourg, ST Kitts - Nevis, Antigua, Barbuda, Singapore, Korea, United Kingdom and Cyprus. You will not be able to use your card for travel or internet in the following countries: China, India, Romania, Russian Federation, Brazil, Egypt, France, Greece, Malta, Pakistan, Saudi Arabia, Spain, Thailand, Vietnam and United Arab Emirates. If you are going to travel to one of these countries, please notify us in advance. We apologize for any inconvenience and appreciate your understanding and patience. These steps are necessary to protect the integrity of you your card.

Please note - We will never call you and ask you to give us your card number and PIN number. If this happens to you, please hang up and notify us. It is an unauthorized phishing attempt.