Dividend Rates


  • Savings Products

    Type Dividend APY**
    Share/Savings 0.15% 0.15%
    Checking n/a n/a
    Club Accounts 0.15% 0.15%
    Change For Life Account up to $500 2.00% 2.02%
    Change For Life Account > $500.00 0.15% 0.15%
  • Money Market Accounts

    Type Dividend APY*
    Money Market Account up to $20,000* 0.15% V 0.15% V
    Money Market Account $20,000 to $50,000* 0.15% V 0.15% V
    Money Market Account $50,000 to $100,000* 0.15% V 0.15% V
    Money Market Account greater than $100,000* 0.15% V 0.15% V
  • Certificate Accounts

    Type Dividend APY*
    12 Month Save to Win Certificate*** 2.00% 2.02%
    3 Month Certificate Account* ** 0.15% 0.15%
    6 Month Certificate Account* ** 0.30% 0.30%
    12 Month Certificate Account* ** 0.40% 0.40%
    18 Month Certificate Account* ** 0.45% 0.451%
    24 Month Certificate Account* ** 0.50% 0.501%
    36 Month Certificate Account* ** 0.80% 0.802%
    48 Month Certificate Account* ** 0.90% 0.902%
    60 Month Certificate Account* ** 1.00.% 1.02%

*Money Market and Certificate rates can change daily.  The entire balance of a Money Market Account earns the rate of the tier that it falls within.  

**$500 minimum balance to open Certificate. Members younger than 18 may open a Certificate with $250.00. Subject to penalty for early withdrawal. Certificate Rates may change without notice. Please contact office for currrent rates.

*** Save to Win certificates can be opened with as little as $25 and can be added to at any time during the life of the certificate.  You may be elegible to win cash prizes based on each $25 deposit.  Ask us for more information.

Clubs offered include Holiday, Summer Pay, and U-Name-It accounts.