Dividend Rates

  • Savings Products

    Type Dividend APY**
    Share/Savings 0.20% 0.20%
    Checking n/a n/a
    Club Accounts 0.20% 0.20%
    Change For Life Account up to $500 2.00% 2.02%
    Change For Life Account > $500.00 .20% .20%

  • Money Market Accounts

    Type Dividend APY*
    Money Market Account up to $20,000* 0.20% V 0.20% V
    Money Market Account $20,000 to $50,000* 0.20% V 0.20% V
    Money Market Account $50,000 to $100,000* 0.30% V 0.30% V
    Money Market Account greater than $100,000* 0.35% V 0.351% V

  • Certificate Accounts

    Type Dividend APY*
    12 Month Save to Win Certificate*** 2.00% 2.02%
    3 Month Certificate Account* ** .20% .20%
    6 Month Certificate Account* ** 0.25% 0.25%
    12 Month Certificate Account* ** 4.00% 4.001%
    18 Month Certificate Account* ** N/A N/A
    24 Month Certificate Account* ** 0.75% 0.751%
    36 Month Certificate Account* ** 1.00% 1.002%
    48 Month Certificate Account* ** 1.00% 1.002%
    60 Month Certificate Account* ** 1.00% 1.002%

*Certificate for Social Good is for new deposits only and are available for amounts from $1,000 to $250,000. The term is 15 months and the current rate is 4.50%APY.

*Money Market and Certificate rates can change daily.  The entire balance of a Money Market Account earns the rate of the tier that it falls within.  

**$500 minimum balance to open Certificate. Members younger than 18 may open a Certificate with $250.00. Subject to penalty for early withdrawal. Certificate Rates may change without notice. Please contact office for currrent rates.

*** Save to Win certificates can be opened with as little as $25 and can be added to at any time during the life of the certificate.  You may be elegible to win cash prizes based on each $25 deposit.  Ask us for more information.

Clubs offered include Holiday, Summer Pay, and U-Name-It accounts.

Rates are subject to change without notice.