2022: This Is the Year You Break Up with Your Bank

Breaking up isn’t easy, that’s why there are so many heartbroken songs on the topic. From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships that we’re better off without. For instance, how has your bank been treating you lately? Does it feel like they’re just using you for your money? Not to mention, they’ve been dodging your calls lately and they don’t get along with your family. Yeah, it is time you break up with your bank and consider a credit union.

So many people are making the move to a credit union, in fact, over the past eight years, credit union membership has grown to 126 million individuals. There’s a reason behind this staggering growth, and that is the Credit Union Difference. Sure, that phrase gets thrown around a lot, and it sounds good, but what does it actually mean?

First, it is important to understand that a credit union is more than just a financial institution. It is a group of individuals who truly care about your success and want to see you achieve your financial goals. Another key difference to keep in mind is that credit unions are not for profit, which means they aren’t just interested in your money, but you as a person. Also, you aren’t just a member, you’re a part-owner, your voice matters. Sure, some people might try to dissuade you from switching, but they’re probably feeding you incorrect information.

A common misconception is that a credit union is an exclusive club for only a select few, and that simply isn’t true. While some credit unions only serve certain segments of the population, there are plenty out there who serve people just like you (like us, for instance). 

Another myth is that credit unions are limited in the services they offer. This is also false! Credit unions offer all the same services banks do and most likely with better rates. 

Switching financial institutions can be a big change, we understand that, and that’s why we want to prove that we’re your best option. 

We’re dedicated to our community. As a Low Income Designated, Juntos Avanzamos, Community Development Credit Union, we are dedicated to helping members achieve financial success.

We offer services relevant to your life, like financial counseling, free checking and savings accounts, all types of loans, including for underserved communities such as low income, immigrant, and ITIN members.

Most of all, we’re here to help you achieve your dreams. Contact us today by email at dreamsprosper@memberscu.coop(mailto:dreamsprosper@memberscu.coop) or text at (203) 622-6050 we can’t break up with your bank for you, but we can make it so much easier.

Sources:

https://www.statista.com/topics/7633/credit-unions-in-the-us/